Terms of Use

Last updated November 9, 2026

This page is also available in Spanish. If the English and Spanish versions differ, the English version governs.

YourTruePayment is run by Your True Payment, LLC ("we"). By using yourtruepayment.com you agree to these terms.

Estimates, not offers

YourTruePayment gives educational estimates. Payments, rates, cash to close, the Payment Score and the underwriting snapshot are based on what you enter, public data and general guidelines. They are not a loan approval, a commitment to lend, a rate quote or lock, or a Loan Estimate. Actual terms depend on a full application, credit review, appraisal, underwriting and the market on the day you lock.

Loans come from your loan officer's company

YourTruePayment is not a lender and doesn't make loans. Licensed loan officers at mortgage companies use YourTruePayment. Any loan is offered by the loan officer's company named on your pages, under that company's own terms, disclosures and privacy policy.

Property information

Listing and property details come from third-party sources and may be incomplete or out of date. Check taxes, HOA dues, insurance and flood zone with the listing agent, the county and your insurer before making an offer.

Your account

Keep your email account secure, since sign-in codes are sent there. You agree to give accurate contact information. We may suspend accounts that misuse the site.

Text message alerts

Loan officers and realtors can turn on Your True Payment text alerts in Settings. By turning them on, you agree to get recurring automated texts at the mobile number you gave about your account, your buyers and your leads. Message frequency varies. Message and data rates may apply. Consent is not a condition of any purchase. Alerts come from our number, (786) 788-8004.

Reply STOP to any text to cancel; we'll send one text confirming you're unsubscribed. Reply HELP for help, call or text (786) 788-8004, or email info@yourtruepayment.com. You can also turn alerts off in Settings. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy for how we handle your mobile number.

Acceptable use

Don't copy the site's data in bulk, run automated lookups, or try to get around the free-analysis limit.

No warranty

The site is provided as is. To the extent the law allows, we are not liable for decisions made using its estimates.

Contact

Your True Payment, LLC · (786) 788-8004 · info@yourtruepayment.com. For questions about a loan, contact the loan officer named on your pages.