Home analyzer

Can you actually afford this home?

Drop in a listing link, tell us your budget, and see the true monthly payment and your Payment Score.

1

The home

Or paste the listing text

Open the listing, select all the text on the page, copy it, and paste it here.

2

Your budget

What you're comfortable with, not the most a lender would allow.

3

Your finances

Income is monthly and before taxes. Debts are the minimum payments on your credit report.

Estimating today's market rate…

Taxes, insurance and closing assumptions

Home insurance is estimated from the home type and price until you enter a quote.

$0
Enter a home
Estimated monthly housing payment
$0/mo

Itemized below.

Estimated cash to close
$0

Down payment plus closing costs.

Your Payment Score
0/100

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An estimate of how this home fits your budget and goals, based on the payment, cash, debt-to-income, credit and property details you entered. It is not a loan approval.

Monthly payment
Cash to close
Underwriting snapshot

Helpful notes
    Scenario tradeoffs
    Seller credit: lower price or lower rate?

    What would a lower rate cost?
    0%
    Same home, every loan program
    ProgramDownRatePaymentCash to closeDTIScore

    Want a professional review?

    A licensed loan officer can check these numbers against real pricing and guidelines. A free account also saves your homes so you can compare them.

    * Figures are estimates. The starting rate is based on the Freddie Mac weekly average adjusted for credit and down payment, not a rate quote or lock. Verify with a licensed mortgage professional and the property records before making a decision.