Guides for Florida home buyers
Straight answers to the questions that change what a Florida home really costs each month.
Why Your Florida Property Taxes Go Up After You Buy
The tax bill on a listing is the seller's, not yours. Why it goes up after you buy, when the higher bill arrives, and what lowers it.
Read the guideFlorida Closing Costs for Home Buyers: What You'll Pay in 2026
Florida's mortgage taxes, title insurance, prepaids and escrow, who usually pays what, and a worked example.
Read the guideFlorida Homestead Exemption: How to File and What Changes in 2027
Who qualifies, how to file by March 1, what it saves, and the bigger exemption Amendment 3 brings in 2027.
Read the guide2026 Florida FHA Loan Limits by County, Plus VA and Conventional
FHA limits for every Florida county and major city, the VA rule, conventional limits, and what to expect for 2027.
Read the guide2026 Florida Loan Limits for 2- to 4-Unit Homes
FHA, conventional and VA limits for duplexes, triplexes and fourplexes in every Florida county, and what to know before you buy.
Read the guide
Have a home in mind? See its true monthly payment, with Florida taxes after the sale, insurance, HOA and mortgage insurance included. Free, and it never checks your credit.
See the true payment on a home